Freddie Mac Seller/Servicer Guide 5605.4: Site and location analysis
Refer to Bulletin 2025-7, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5605.4 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Property characteristics
- (b) Environmental issues and detrimental conditions
- (a) Site characteristics
- (c) Utilities
- (d) Hazard zones
- (e) Property restrictions
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

