Freddie Mac Seller/Servicer Guide 5605.5: Improvements analysis
Refer to Bulletin 2025-7, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5605.5 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Property condition and quality of construction
- (b) Required permits
- (c) Unusual floor plans
- (d) Rehabilitated or renovated property
- (e) Non-conformity to the Neighborhood and non-traditional or unique property types
- (f) Outbuildings on a property
- (b) Highest and best use
- (c) Disaster mitigation
- (d) Required permits
- (e) Unusual floor plans
- (f) Rehabilitated or renovated property
- (g) Non-conformity to the Neighborhood and non-traditional or unique property types
- (h) Outbuildings on a property
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

