HUD Handbook 4000.1 IV.C.2.k: Credit due to Borrower

Document: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook
Section date: May 9, 2022
Version in Zeitro Strata: August 12, 2026
Where: page 1694 of 1872
Official text: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook on the FHA website

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Page 1694

k. Credit due to Borrower (05/09/2022)

Credit Due to Borrower refers to money paid by the Borrower that has not been posted to the loan balance. Credit due to Borrower must be disclosed on form HUD-637. Credited funds include:

• positive escrow balance;
• money in suspense; and
• Partial Payments.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.