VA Pamphlet 26-7 Chapter 12, Topic 14: Utilities

Document
VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata
Where
page 300 of 461

Page 300

Topic 14. Utilities

March 28, 2019

This Chapter has been revised in its entirety.

a. Electricity

Each living unit must have electricity for lighting and for necessary equipment.

b. Appraiser Not Conducting Operational Checks

Since the appraiser does not perform any operational checks of mechanical systems or appliances, the utilities are not required to be turned on when the appraiser visits the property.

c. Electrical Wires

Any visible frayed or exposed electrical wires must be repaired.

d. Utilities for Living Units

Utility services must be independent for each living unit, except

units in a two to four-unit property may share water, sewer, gas, or electricity as long as there are separate service shut-offs for each unit, and

units under separate ownership may share connections from the main to the building line when those connections are protected by an easement and a maintenance agreement acceptable to VA.

e. Access for Maintenance and Repair

Individual utilities serving one living unit shall not pass over, under, or through another living unit unless there is a legal provision for a permanent right of access for maintenance and repair of the utilities without trespass on adjoining properties.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.