VA Pamphlet 26-7 Chapter 12, Topic 15: Water Supply and Sanitary Facilities

Document
VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata
Where
pages 300–301 of 461

Page 300

Topic 15. Water Supply and Sanitary Facilities

March 28, 2019

This Chapter has been revised in its entirety.

a. Water and Sewer

The property must have:

Page 301

a continuous supply of safe and potable water for drinking, bathing, showering and sanitary uses,

hot water,

sanitary facilities, and

a safe method of sewage disposal.

b. Safe Drinking Water

Given the importance of safe drinking water, appraisers must ensure that accurate water supply information is reported in the appraisal and the Staff Appraisal Reviewer (SAR) must condition the NOV appropriately. If the appraiser is aware of any issues regarding the water supply, the appraiser must comment in the appraisal.

c. Market Value Considerations

Appraisers must comment and adjust for any market reaction discovered as a result of water contamination, as well as any environmental stigma.

d. Filtration of Water

Proper mitigation of lead contaminated water must include a central filtering system which filters all water that could serve the property’s occupants. When public water must be filtered, the requirements for individual water filtering under Topic 17, Subsection d of this Chapter including a Veteran’s acknowledgement, must be applied. Information about water filtration is available at http://www.nsf.org/newsroom/consumer-guide-to-nsf-international-certified-lead-filtration-devices.

e. Individual Water Supply

If the property has an individual water supply see Topic 17 of this Chapter for additional requirements.

f. Individual Sewer Supply

If the property has an individual sewer supply see Topic 18 of this Chapter for additional requirements.

g. Connection Mandated by a Local Authority

If public water or sewer is available and the local authority mandates connection, the appraiser must prepare the appraisal “subject to” connection.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.