VA Pamphlet 26-7 Chapter 12, Topic 16: Individual Water Supply

Document
VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata
Where
pages 301–302 of 461

Page 301

Topic 16. Individual Water Supply

March 11, 2019

This Chapter has been revised in its entirety.

Page 302

a. Health Authority Requirements

Water quality for an individual water supply must meet the requirements of the health authority having jurisdiction. If the local authority does not have specific requirements, the guidelines established by the Environmental Protection Agency (EPA) will apply. Additional information is available at the following websites: https://www.epa.gov/privatewells/private-drinking-water-well-programs-your-state and https://www.cdc.gov/healthywater/drinking/private/wells/testing.html.

b. Third Party Testing

All testing must be performed by a disinterested third party. This includes collecting and transporting the water sample from the water supply source. The sample may be collected and tested by the local health authority, a commercial testing laboratory, a licensed sanitary engineer, or other party that is acceptable to the local health authority. At no time will the Veteran or other interested party collect and/or transport the sample.

c. Conditions Requiring a Veteran’s Signed Statement

The appraiser must comment in the appraisal and the Veteran must acknowledge awareness in writing when the water to the property is:

supplied by dug wells, cisterns, or holding tanks used in conjunction with water purchased and hauled to the site,

provided with a mechanical chlorinator,

provided through springs, lakes, rivers, sand-point or artesian wells, or

supplied with a rainwater catchment system.

d. Water Filtration System

If the property has a water filtration system, the Veteran must acknowledge in writing that the water must be continuously treated as required by the local health authority to be considered safe for human consumption and for this to be effective, the system must be inspected and maintained to include filter replacements per the manufacturers’ recommendations.

e. Distance Requirements

The appraiser must be familiar with the minimum distance requirements between private wells and sources of pollution. The appraiser is not required to sketch or note distances between the well, property lines, septic tanks, drain fields, or building structures.

f. Testing Validity Period

Water quality test results are valid for 90 days from the date certified by the local health authority unless the local authority indicates otherwise.

g. Connection Mandated by a Local Authority

If public water is available and the local authority mandates connection, connection is required (see Topic 16 of this Chapter).

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.